By classical physics matter during fall into black hole doesn't radiate, until the density of matter flux becomes so large, the mutual collision and friction of matter particles doesn't lead into lost of matter into accretion radiation even before the matter can reach event horizon. From AWT follows, part of matter will be always converted into accretion radiation, because matter is composed of nested density fluctuations of Aether and forces, which are keeping these density fluctuations together depends solely on the density gradients / space-time curvature at different levels of particle nesting. We can compare the dissolving of matter into accretion radiation to the dispersion of wet lumps of sand after immersion into watter. On air, the capillary forces are able to keep grains of sand together, whereas bellow water surface not.
By AWT the gravity field of black hole behaves like density gradient of Aether, which results into fast disintegration of matter even at the case, when matter falls very slowly. Because during accretion most of matter will evaporate into energy, the pressure of radiation keeps the residual particles away from gravity field or it can even blow them away at the polar axis of black hole, where the ratio of gravity field and electromagnetic field becomes highest (polar jet of black holes may be considered as an exaggerated case of gravitational brightening observable at the case of giant spinning stars). This effectively prohibits the formation of giant black hole by accretion mechanism, and we are forced to consider primordial origin of giant black holes at the heart of most galaxies. Only black hole merging ("brane collision") can increase the mass of black hole at the moment, when it was created already. The excessive matter will be emanated in the form of less or more widespread polar jet of naked singularity or quasar, after then. Occasionally part of accretion radiation may condense at the equatorial plane of black hole, thus forming an accretion disk, which becomes the source of galactic matter and flat shape of most mature galaxies. After then, a similar process repeats inside of galaxies at stellar and planetary scales (Saturn rings), just in correspondingly faster way .
From the above mechanism follows, we can expect nested structure levels of event horizons inside of black hole, during which the character of radiated energy changes from weak to electromagnetic force. Only the most compact portion of hadron matter will survive the fall into black hole (axions and neutrinos) and these particles can pass event horizons rather freely like tachyons. The rest of matter in the form of photons, gluons and vector bosons will dissolve into graviton foam forming the interior of black hole. This foam can be perceived as CMB / Hawking radiation from outside.
We can consider, the matter of particle dissolved may condense inside of whole volume of black hole, thus restoring original entropy/information contained within particle. Ocassionally it could even reapear in the finelly divided form of CMB inside of our portion of observable Universe. But we could never follow such process in its entirety, because we would evaporate into accretion radiation a well before we could ever approach an event horizon. Which makes this description a somewhat abstract thing, testable only by dispersion of gravitational waves and/or neutrinos at distance.